Kindly beware of fraudulent messages being circulated. TRJ Company Limited does not approve loans by SMS and would never request payment before approving or disbursing your loan



Quick access loans with
very exciting features


Loan Calculator

Select your status

How much do you want to borrow?

5% Interest Monthly

How long do you intend to pay?


Your Monthly Repayment


Monthly interest payable.

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The BEANS SCHEME is a Loan scheme in TCL, established to secure enable salary
earners and Business owners access loans as easily and as quickly as possible.


Minimum Loan of ₦5,000.00.
Maximum loan of ₦100,000,000.00

Easy Repayment

Easy repayment done in installments
at the end of every Tenor

Quick Service

Access to quick loans AND Quick disbursement time

Efficient System

Guarantor or collateral system

Easy Setup

Remita setup for Auto-debit so customers can repay with ease


The Tenor can last up between 3 to 9 months

Loan Amount Interest(%)
Salary Earner 5,000 - Above 5.0
Business Owner 5,000 - Above 10.0