Frequently Asked Questions
What is Repair Buddy?
Repair Buddy is a loan product designed to help you repair and service your damaged cars and payback the cost of repairs within 6 months.
What are the requirements for Repair Buddy?
The requirements for Personal loans are also applied to this product
Does TCL do proof of funds?
Yes, we do. We charge a 5% interest rate on the funds requested.
What is Gadget Financing?
Gadget Mix is a product created by TCL to allow salary earners to pick up gadgets such as laptops, mobile phones, and accessories from selected vendors and spread payment on this item for up to 3 Months.
What are the supporting documents required for a loan?
You will be required to fill our one-time customer KYC form and provide agreed collateral.
Who can be my guarantor?
A Guarantor can only be a Bank employee
What is the interest rate on loans?
How is the repayment plan for loans?
What is the maximum amount of loan I can take?
How often can I ask for a loan even if I have already taken?
What would happen if I do not complete my payment during the tenor of the loan?